Helpful Hints for Prospective Students
to Make Life Easier
Applying for Financial Aid
First of all,
keep copies of everything and organize them in a filing unit. You
will often use particular documents numerous times. Knowing where these
documents are is more efficient and easier for you!
Your financial
aid award letter is not set in stone. Discuss
your need with the college’s financial aid office. They
may be able to help you find more aid!
Work study
may be awarded to you in your award letter but is not always guaranteed
in some schools.
Local scholarships
are great! Your high school guidance counselor should have information
on these scholarships. Keep in mind there are many other scholarships
available online and in scholarships handbooks. Research
these scholarships.
Be aware of deadlines!
Contact your PMC financial aid advisor about available aid from
your state. These aid packages are usually offered as grants!
Become familiar
with the FAFSA. You will have to fill
this document out at the beginning of each new school year.
If you prefer,
the FAFSA form is offered online. This makes the process faster, easier
and provides you with access to edit checks! It is FREE to
fill out at www.fafsa.ed.gov.
Ask your guidance
counselor if there are any workshops available that will help you and
your family complete the FAFSA correctly.
Make sure
the FAFSA form is completed with up-to-date and accurate information.
The smallest mistake could result in a huge deduction of funds. Contact
PMC financial aid office for help.
Try and build
some credit. You can do this by paying a cell
phone bill, having a small-amount credit card or paying car payments.
These are easy ways to gain good credit if bills are paid on time.
If you do not have any credit, start looking for a family member
or friend who is willing to be a cosigner for your loans.
Try and make
borrowing loans as concise as possible. Try and borrow from only one
lender if possible. By limiting the number of loans you have, you will
make paying off these loans easier after you graduate. It will be less
difficult to pay off one monthly loan payment than more than one.
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